📊 Brazil Credit X-Ray (2020–2024)

Exploratory analysis using official data from the Brazilian Central Bank • By Estêvão Rodrigues de Jesus

Individual Delinquency (Dec/2024)

2.95%

Individuals

Corporate Delinquency (Dec/2024)

2.03%

Companies

Period Peak

3.55%

May/2023

Average 2020–2024

2.87%

Individuals

Delinquency Rate: Individuals vs Companies

Average Monthly Selic Rate (%)

Individual Delinquency — Monthly Change